Financial planning for millennials isn’t about hitting milestones on the same timeline our parents did. If that were the standard, a large percentage of us would already feel behind. Instead, it’s about understanding your money, making informed decisions, and building stability in a changing economy.
If that already feels refreshing, good. Because many millennials are managing student loans, rising living costs, career pivots, and long-term goals all at once (sometimes while googling “Is this purchase tax deductible?” at 11 p.m.).
The goal isn’t perfection. It’s progress — with a plan that actually fits modern life.
In this guide to millennial finance, we’ll explore:
Financial planning is the process of organizing income, managing expenses, reducing risk, and planning for the future.
For our parents, that often meant a more linear path: a steady paycheck, predictable raises, employer pensions, and major milestones happening in a set order.
For millennials, financial planning usually looks more like balancing:
Instead of rigid rules, effective financial planning for millennials focuses on:
As millennials know all too well, life rarely follows a spreadsheet (even when the spreadsheet is color-coded, beautifully formatted, and took way too long to set up).
Traditional budgeting advice doesn’t always work in millennial finance. Sure, budgeting helps you track spending, prioritize needs, and plan ahead, but only if it reflects how you actually live. A budget that looks great on paper but falls apart after one unexpected expense isn’t a system: It’s a stress test.
Many millennials benefit from percentage-based budgeting, which divides income into broad categories rather than tracking every single transaction. Common categories include:
The best budget is the one you’ll actually use. If it requires daily updates and emotional strength you only have on Mondays, it probably won’t last.
Debt is common among millennials. In fact, surveys from financial institutions like Experian show that the average millennial carries six figures of total debt when mortgages, student loans, and other obligations are included.
Financial planning shifts the focus from feeling overwhelmed to managing debt in predictable, monthly installments. It won’t eliminate your balance overnight, but it does help you regain control, reduce long-term costs, and plan without constant financial anxiety.
Two common repayment strategies include:
Both methods work. What matters most is consistency.
Bonus insight: You don’t have to choose between saving and paying down debt. Many people do both simultaneously to support long-term financial health and avoid putting progress on pause.
An emergency fund provides security, stability, and breathing room when unexpected expenses come up. We’ve all been there: your furry best friend needs surgery, your car suddenly needs a new transmission, or you’re dealing with a job loss you didn’t see coming.
Having an emergency fund set aside doesn’t make these situations easy, but it does make them far less financially overwhelming. While three to six months of essential expenses is a common long-term goal, starting with just $500–$1,000 is a meaningful and realistic first step.
Think of it as financial insurance for life’s “well, that wasn’t in the budget” moments.
Investing a portion of your income into long-term accounts helps build wealth over time. Many millennials begin investing through structured options that make saving and investing more automatic.
Common starting points include:
The key to this part of financial planning isn’t trying to guess the perfect moment to invest or waiting for the market to feel safe. It’s participating consistently over time. Even small contributions can grow significantly when they’re invested regularly and left to compound.
Millennial retirement planning often starts earlier, but with smaller contributions. Clear financial goals help you understand what you’re saving for, how much you need, and why it matters.
When your short- and long-term goals are clear, it becomes easier to make everyday money decisions that support them.
Common millennial goals include:
Your goals don’t have to be traditional; they just need to be intentional. Financial planning works best when your money supports the life you actually want, even if that includes quitting your job to live near the ocean, start a passion project—or both—without financially imploding.
Financial planning isn’t just about growing your money. It’s also about protecting the progress you’ve already made. Risk management and financial protection help ensure that one unexpected event doesn’t undo years of careful planning, saving, and investing.
Important considerations include:
These steps are often overlooked, but they play a critical role in keeping financial plans intact when life takes an unexpected turn.
Even with a solid plan, financial planning can raise a lot of “am I doing this right?” questions. These are some of the most common ones millennials ask as they navigate saving, debt, and long-term goals:
If learning how money works interests you, pursuing a business education in finance can open doors to a wide range of careers.
An online Bachelor of Business Administration in Finance from The University of Texas Permian Basin builds skills in financial analysis, planning, risk management, and decision-making. Upon graduation, you’ll be prepared for roles in corporate finance, banking, investment analysis, and beyond.
Understanding your own financial planning is just the beginning. Learning how to apply those principles at scale can turn everyday money decisions into long-term professional opportunities.
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Financial planning for millennials isn’t about hitting milestones on the same timeline our parents did. If that were the standard, a large percentage of us would already feel behind. Instead, it’s about understanding your money, making informed decisions, and building stability in a changing economy. If that already feels refreshing, good. Because many millennials are managing student loans, rising living costs, career…
Ever opened your bank account and thought: “How do I have another bill due already?” You’re not alone. Financial stress affects 61% of adults ages 18 to 35, whether it’s from: Gen Z has been through a lot—from the COVID pandemic’s economic impact to inflation and job uncertainty. That’s why smart financial planning matters more…
Imagine sending money across the world in seconds—without waiting for a bank transfer or filling out piles of forms. That’s the promise of cryptocurrency. Cryptocurrency is digital money that doesn’t require banks. Instead, your funds are secured by encryption and passwords only you control. When Bitcoin launched in 2009, it introduced a new way to…
From warehouses to boardrooms, companies worldwide are using AI to reshape how they work. In international business operations, AI helps manage inventory, track fleets, prevent accidents, and analyze massive datasets.
Today’s business leaders need to understand supply chain management, customer engagement, and other critical operations—and how AI fits into them.
Here’s how five major companies are using AI to save billions and improve operations.
These international success stories show how AI is changing business operations for major companies. Each case study offers lessons for future leaders.
PepsiCo sells more than $90 billion worth of soft drinks and snack foods every year, and all those fizzy beverages and salty snacks move through a massive global warehouse network. Every site handles huge volumes of inventory that need to move smoothly from point A to B to C before reaching customers.
The problem? PepsiCo recently lost many of its most experienced warehouse managers, leaving operational gaps.
The fix? PepsiCo turned to AutoScheduler, a cloudbased, AIpowered warehouse orchestration platform that works with existing warehouse management systems. It syncs labor, inventory, equipment, and dock schedules in real time, keeping different parts of the operation aligned.
Retail giant Walmart operates across the Americas and Africa, with millions of daily shoppers visiting its brick-and-mortar stores. Customers expect everything from groceries to appliances to be available under one roof. When items are out of stock, shoppers go home disappointed.
The problem? Some Walmart stores had too many items while others didn’t have enough. To fix this, Walmart would need to predict demand for millions of products across thousands of stores—and get it right daily.
The fix? Walmart added an AI system that analyzes hundreds of factors in real time. By pulling in past sales, online search trends, weather, and local events, the system uses algorithms and predictive analytics to forecast demand with tremendous accuracy.
Walmart’s also using AI for online shopping. The massive online retailer adopted ChatGPT Enterprise to let customers make online purchases right through ChatGPT’s Instant Checkout option.
How do PepsiCo’s products get from the plant to retailers like Walmart? Via trucking companies like Werner. In 2024, however, Werner faced an issue that was costing them time and money—and decided to do something about it.
The problem? Trailers would regularly go missing from Werner’s fleet. In an industry where trucks keep an entire North American supply chain moving, lost trailers create major delays and financial hits.
The fix? Werner used GenLogs Truck Intelligence, an AIpowered system that uses roadside cameras to spot missing trailers or ones with faulty geolocators. This cut search times from weeks to just hours, helping the company quickly locate missing equipment.
Trucking has hazards beyond missing equipment. DHL, one of the world’s largest logistics providers, sends drivers across 220 countries and territories, making safety both crucial and complex.
The problem? DHL driver accidents caused injuries and racked up millions in damages. With a trucking fleet operating 24/7 in all weather and road conditions, however, reducing accidents was a challenging undertaking.
The fix? DHL is now using AI tools to keep drivers safe. AI-powered computer vision systems use facial recognition technology to spot tired drivers and alert them to take a break. AI-driven telematics systems help too—alerting drivers to blind spots and even automatically braking when needed.
JPMorgan is one of the biggest names in global finance. With that distinction comes a massive workload for its legal team.
The problem? Manually reviewing about 12,000 documents per year ate up 360,000 hours of legal team time.
The fix? JPMorgan built its own AI platform, Contract Intelligence (COiN), with natural language processing and machine learning algorithms. COiN scans legal documents, pulls key clauses, turns messy text into clean data, and keeps improving as it learns from past files.
COiN didn’t replace legal staff; it freed them up to focus on highervalue work like negotiations.
Across industries—from consumer goods to retail, transportation, and finance—artificial intelligence is changing international business operations.
These case studies show a clear trend: Companies need professionals who understand both traditional business fundamentals and how AI fits into operations. The skills behind these success stories—supply chain management, operations strategy, data analytics—are exactly what you’ll learn in an MBA program focused on international business.
The University of Texas Permian Basin‘s AACSB-accredited online MBA with international business concentration offers courses like Global Supply Chain Management, Production & Operations Management, and Business Analytics. You’ll graduate knowing how to manage complex operations and use technology to solve real problems.
Whether you’re planning to work in logistics, retail, finance, or another global industry, understanding how AI transforms business operations is increasingly important. Start mastering these essentials with UTPB’s online international business MBA program.
From warehouses to boardrooms, companies worldwide are using AI to reshape how they work. In international business operations, AI helps manage inventory, track fleets, prevent accidents, and analyze massive datasets. Today’s business leaders need to understand supply chain management, customer engagement, and other critical operations—and how AI fits into them. Here’s how five major companies…
Amazon started as a small online bookstore in the 1990s. Over time, it added more merchandise and offered its services to third-party sellers until it grew into the global powerhouse we know today. Ever skipped the store and found yourself going straight to Amazon? You’re not alone—and it’s a glimpse into how e-commerce is reshaping…
Even before COVID sent millions of professionals home to work in their pajamas or athleisure, some companies offered work-from-home or hybrid options. Today, remote work has become increasingly popular with professionals: 97% of remote employees report wanting to work that way the rest of their careers. And fewer companies are posting office-only jobs. Currently, about…
Entrepreneurship can take many forms. Sometimes, it looks like building software companies from scratch; other times, it involves reshaping an entire culture, changing how we experience entertainment, or turning one big idea into a brand that ends up everywhere.
Black entrepreneurs have been doing all of that for decades. From media and tech to sports and consumer products, they’ve pushed entire industries forward in ways that are both influential and incredibly profitable.
The five people below are examples of what can happen when creativity, leadership, and smart business decisions collide. But before we dive into their stories, let’s talk about a few traits they all seem to share.
While each person on this list forged a distinct path, several qualities unite them:
Success doesn’t follow a straight line. These five entrepreneurs are a reminder that careers—and entire industries—can look completely different once someone decides to do things their own way.
Oprah Winfrey transformed television and media production through Harpo Productions and the Oprah Winfrey Network (OWN). I mean, really. Who doesn’t remember the iconic, “You get a car! You get a car! Everybody gets a car!” moment?
But behind the viral cultural moment is an equally groundbreaking business story.
Winfrey became one of the first daytime hosts to own her show outright, which paved the way for her to launch Harpo Productions and eventually co-found OWN as a majority owner. That ownership model—rare at the time—became the foundation of her billion-dollar media empire.
Her success grew from her remarkable ability to:
Winfrey’s influence reshaped the talk-show format and helped launch countless authors, experts, and entrepreneurs into mainstream visibility.
Okay, sure. Beyoncé is a cultural icon to multiple generations of fans. (She is queen of the BeyHive.) But she’s more than that; she’s also a strategic entrepreneur who understands ownership, branding, and the power of creative control better than almost anyone in entertainment.
Through Parkwood Entertainment, she oversees:
Beyoncé’s athleisure line, Ivy Park—previously in partnership with Adidas—showed how celebrity-led brands can reach international scale while prioritizing authentic representation. And her business decisions continually reset industry standards.
Think:
Beyoncé isn’t just creating art. She’s building an ecosystem where she owns her work and expands what entertainment entrepreneurship can look like.
When Jordan Peele broke into Hollywood, he flipped an entire genre on its head. As the founder of Monkeypaw Productions, he wasn’t aiming to make “just another horror movie.” He wanted to build stories that blended social commentary with psychological suspense in a way the industry had never seen.
“Get Out” became the proof of concept. A cultural phenomenon. An instant classic. A new blueprint for elevated horror.
But here’s the entrepreneurial part: Peele didn’t stop at directing. Through Monkeypaw, he expanded into:
Peele’s strategy revolves around creative autonomy (hello, ownership), calculated risk-taking, and building a brand that audiences recognize instantly. He proved that horror can be both entertaining and meaningful.
You might know him as the comedic grandmother Madea from his wildly popular stage plays and films. But in addition to a successful career built on humor and character work, Tyler Perry is also a powerhouse entrepreneur—with an entire film lot (literally) to show for it.
Perry is the first Black person to own a major film studio outright, and not just any studio.
Tyler Perry Studios spans 330 acres in Atlanta and features sound stages, backlots, production offices, and filming environments that rival (and in some cases surpass) the facilities of Hollywood’s biggest players. It sits on the grounds of a former Confederate Army base, turning a piece of painful history into a center for opportunity.
Perry’s entrepreneurial empire includes:
Perry built his success by creating stories for underserved audiences and keeping production in-house. His model shows how entrepreneurship extends beyond a single product and includes owning the operations that bring those stories to life.
You might know Serena Williams as one of the greatest athletes of all time, but her business game is just as legendary. Through Serena Ventures, she’s invested in more than 60 companies, many led by women and founders of color.
Why? Because she’s determined to change who gets funding and who (no longer) gets left out.
Her portfolio spans:
Add in her inclusive fashion line, S by Serena, and you’ve got a powerhouse who’s building businesses with the same strengths she brought to the court: precision, grit, and zero hesitation.
Curious about how entrepreneurship shows up across different industries—or what defines a successful founder in the first place? These quick answers break down some of the most common questions about Black entrepreneurs and the impact they’ve had across business and culture.
These Black entrepreneurs prove that innovation can come from anywhere, and that with the right skills and strategy, one idea can reshape an entire industry. Whether you’re dreaming of launching a brand, leading a team, or taking your organization to the next level, the foundation you build now matters.
The University of Texas Permian Basin’s 100% online MBA programs help you gain the tools today’s business leaders rely on:
And with concentrations in accounting, business analytics, energy business, international business, or marketing, you can tailor your degree to the path you want to create.
Your next big move starts here. Explore which path might be the right one for you.
Entrepreneurship can take many forms. Sometimes, it looks like building software companies from scratch; other times, it involves reshaping an entire culture, changing how we experience entertainment, or turning one big idea into a brand that ends up everywhere. Black entrepreneurs have been doing all of that for decades. From media and tech to sports…
Meetings. Emails. Last-minute requests. Some days, it feels impossible to knock anything off the to-do list. If this sounds like you, you might be in need of some time management tips and tricks. Time management is a skill like any other, and it can be honed with practice and patience. We’re here to show you…
In 1999, only three large public companies were headed by women. While that number has since increased—women now hold approximately 32% of senior-level positions globally—there remains considerable room for progress, especially given that women make up 41% of the global workforce. This isn’t to say that women aren’t breaking barriers in traditionally male-dominated fields. Take…
Businesses can’t survive on guesswork alone. To make informed decisions and stay competitive, companies must be data-driven. While analytics tools give us vital, actionable information, that data only has value when business leaders know how to read and use it. This critical skill is called data literacy: turning raw numbers into smart decisions.
Here’s what data literacy really means and why it matters—not just for businesses, but for your own career growth.
Data literacy is “the ability to read, understand, use and communicate with data for better decision-making,” according to IBM.
Being able to use spreadsheets and dashboards is helpful, but the real skill is knowing what the numbers on the screen are telling you. Are there patterns? Are these trends good or bad? How should you act based on this information?
Interpreting this information wisely and taking action can create immediate benefits for your operations. For example, if you see customer complaints increase every Monday morning, you might want to schedule extra support staff for that time. Or if certain products consistently sell out faster than others, you’ll want to adjust your inventory orders.
There are four core data literacy skills. A data-literate person can:
A data-literate employee can guide their business with authority. They can turn data into action, like tailoring one marketing message into multiple versions that resonate with different audiences. And they’ll be quick to adapt as more changes come.
We’ve discussed some high-level benefits of data literacy. Now let’s dig deeper to see how it can strengthen business operations.
Data literacy helps you make smarter choices by turning information into insight. It sharpens critical thinking, pushing you to question assumptions and solve problems more effectively. With a datadriven mindset, you can tackle challenges more proficiently and find practical solutions that move your organization forward.
Data literacy helps organizations run smarter. It streamlines operations, reduces risk, sharpens strategy, and sparks innovation. By making sense of trends and KPIs, organizations can cut waste, stay compliant, and uncover insights that drive creative solutions.
When data drives business strategy, the people who interpret it are the ones who move ideas forward and keep organizations competitive. In doing so, they become invaluable assets to the team.
Being data-literate isn’t just about reading numbers. You also need to handle data responsibly. As you develop your data literacy skills, you’ll need to understand governance and privacy too.
Your company might have rules about protecting customer information and laws about data privacy. But you need data literacy to follow those rules effectively: to recognize which data is sensitive, understand how to handle it, and spot when something’s wrong.
When employees know how to interpret data, recognize sensitive information, and handle it responsibly, organizations thrive. They get better data quality and accuracy, stay compliant, and build a culture that treats data with respect.
It’s clear that data literacy is good for business. But honestly? It matters even more for your own career. Investing in data literacy training matters for every individual, empowering you to:
You don’t need a data literacy program to understand these numbers:
What does all this add up to? High demand for data-literate people, and plentiful jobs for those with data expertise.
Analytics drives smart business decisions. Using real, current data, you can cut risk, boost efficiency, and make smarter calls—whether for marketing, strategy, or resource allocation.
Master the major business disciplines and analytics in one AACSB-accredited program. The University of Texas Permian Basin’s online MBA with analytics concentration provides the broad perspective tomorrow’s business leaders need. It’s data literacy training that’ll set you apart.
Already have a BBA? Finish this MBA with as few as 33 credits.
Want to know:
Embrace data literacy. Own your future. Apply here.
Sources:
https://www.nnlm.gov/guides/data-glossary/data-literacy
https://www.dataversity.net/data-concepts/what-is-data-literacy/
https://www.dataversity.net/articles/how-data-governance-and-data-literacy-overlap/
https://www.techrepublic.com/article/data-literacy-in-data-governance
Entrepreneurship can take many forms. Sometimes, it looks like building software companies from scratch; other times, it involves reshaping an entire culture, changing how we experience entertainment, or turning one big idea into a brand that ends up everywhere. Black entrepreneurs have been doing all of that for decades. From media and tech to sports…
Meetings. Emails. Last-minute requests. Some days, it feels impossible to knock anything off the to-do list. If this sounds like you, you might be in need of some time management tips and tricks. Time management is a skill like any other, and it can be honed with practice and patience. We’re here to show you…
In 1999, only three large public companies were headed by women. While that number has since increased—women now hold approximately 32% of senior-level positions globally—there remains considerable room for progress, especially given that women make up 41% of the global workforce. This isn’t to say that women aren’t breaking barriers in traditionally male-dominated fields. Take…
A safe blood supply, steady heartbeats, and early breast cancer detection: Black Americans helped make these and other medical breakthroughs possible. This Black History Month, we’re shining a spotlight on healthcare heroes who changed patient care forever.
How many medical heroes can you name? People like nurse and hygiene advocate Florence Nightingale or polio vaccine pioneer Dr. Jonas Salk might come to mind. Their contributions were revolutionary. But how many famous Black American doctors can you name?
Many pioneering medical heroes were never recognized for their groundbreaking advances in healthcare, and it’s past time we gave them their due credit. Here are some Black medical professionals who changed the field forever, even while facing systemic racism, discrimination, and institutional barriers.
The first attempt at anything can be risky, especially in medicine. Many open-heart surgeries failed before doctors got it right. Dr. Daniel Hale Williams, a Black American surgeon, performed the first successful open-heart surgery in 1893. He repaired a severed coronary artery on a patient with a stab wound.
But that wasn’t his only distinction. Williams performed the surgery at Chicago’s Provident Hospital, which he founded, owned, and operated as the first non-segregated hospital in the country. The integrated staff offered patient care to people of all races.
Liberian-born Dr. Solomon Carter Fuller was a pioneering neuropsychiatrist, pathologist, and researcher and the first Black psychiatrist in the United States. As a graduate assistant to Dr. Alois Alzheimer in Germany, he helped shape early studies of “presenile dementia.”
In 1912, Fuller published the first comprehensive report on Alzheimer’s disease, showing that physicalbrain changes—not psychological problems—caused the condition. He identified plaques and tangles in brain tissue as the source of dementia symptoms, making him a key figure in Alzheimer’s research.
In the late 1930s, Dr. Charles Drew and Dr. John Scudder figured out blood plasma processing, storage, and transportation in an experimental blood bank. Drew published his doctoral thesis, “Banked Blood,” in 1940.
During World War II, Drew and Scudder founded the “Blood for Britain” program, sending life-saving plasma to wounded soldiers overseas. Drew later became the first director of the American Red Cross Blood Bank.
In 1941, the U.S. entered the war, and demand for blood surged. Though racist policies initially barred Black donors from contributing blood to the Red Cross—including Drew himself—the methods he developed went on to save millions of lives worldwide.
A heart defect called blue baby syndrome causes dangerous oxygen deprivation in infants, leading to breathing and eating problems and even death. Vivien Thomas, an aspiring doctor denied access to medical school due to financial barriers, helped develop the surgical technique to fix it.
Working as a janitor and laboratory assistant at Vanderbilt’s medical school, Thomas caught the attention of surgeon Alfred Blalock and became his key assistant. He followed Blalock to Johns Hopkins, where they researched blue baby syndrome. There, Thomas designed the tools for a groundbreaking surgery, despite being formally excluded from the medical profession.
In 1944, Blalock performed the first successful corrective operation on a toddler. Thomas, who had no college education, stood beside him, guiding the surgery. Thomas went on to run the Johns Hopkins research lab and received an honorary doctorate from the university.
Dr. Myra Adele Logan broke multiple barriers as both a Black woman and a surgeon in the mid-20th century. In 1943, she became the first woman to perform open-heart surgery: a remarkable achievement at a time when few women of any race practiced surgery.
But her lasting impact came through her breast cancer research in the 1960s. Dr. Logan’s work would prove crucial to detecting and treating the disease. Her core accomplishment? Creating new Xray methods that made it possible to spot and treat tumors sooner. These imaging techniques became foundational to the mammography we rely on today.
Dr. Logan practiced at Harlem Hospital in New York City, where she was a mentor and role model for future generations of Black physicians and surgeons. Her dual legacy as both a pioneering heart surgeon and breast cancer researcher lives on.
Not all healthcare heroes are doctors. Otis Boykin studied physics and chemistry, was an autopilot control unit tester during World War II, and later became a research engineer. His work with electronic resistors earned him a U.S. patent.
What made Boykin a Black medical hero? Technological expertise. In 1964, he developed a control unit that made pacemakers more accurate, efficient, durable, and affordable. Early pacemakers were unreliable and often failed, putting patients at risk. Boykin’s improved control unit helped ensure consistent heart rhythm regulation. Countless cardiac arrhythmia patients have him to thank for steady heartbeats.
Cataract surgery is the most common surgical procedure worldwide, with a 97% success rate. It’s still commonly performed with a blade, though there’s also a laser-assisted option.
Who pioneered this option? Dr. Patricia Bath. She invented the Laserphaco Probe for minimally invasive cataract removal in 1981. A patent for the device followed in 1988, and it was used outside the U.S. by 2000.
Throughout her career, Dr. Bath championed “community ophthalmology”: the idea that eye care should be accessible to everyone, regardless of income or location. Her legacy includes both groundbreaking technology and a commitment to healthcare equity.
Black medical heroes are still making major contributions in the 21st century. A trailblazer in modern vaccine development, Dr. Kizzmekia Corbett-Helaire was a leading coronavirus researcher before the COVID-19 pandemic.
When it hit, she leveraged her expertise and stepped up to help. As the scientific lead of the Vaccine Research Center’s Coronavirus Team at the National Institutes of Health, Dr. Corbett-Helaire played a crucial role in developing the Moderna COVID-19 vaccine.
Corbett-Helaire has also become a public advocate for vaccine education, particularly in Black and brown communities where medical mistrust has deep historical roots. By combining research and community engagement, she reminds us that scientific breakthroughs only save lives when people trust and access them.
These medical heroes did more than pioneer treatments. They broke barriers just to enter the field. So, let’s acknowledge those who paved the way for others:
Inspired by the advances in healthcare these medical heroes accomplished? The work continues, and there are still many issues to tackle.
If you want to earn a degree that can help you elevate patient care and the medical profession, start with one of these accredited online UT Permian Basin undergraduate programs:
Choose the path that matches your passion—then follow it by applying to UTPB.
Sources:
https://www.adventisthealth.org/blog/honoring-black-history-month-ten-african-america
https://www.aamc.org/news/celebrating-10-african-american-medical-pioneers
https://www.pbs.org/wgbh/americanexperience/features/partners-african-american-medical-pioneers
https://www.rxbenefits.com/news/celebrating-black-history-trailblazers-in-pharmacy-healthcare-medical/
A safe blood supply, steady heartbeats, and early breast cancer detection: Black Americans helped make these and other medical breakthroughs possible. This Black History Month, we’re shining a spotlight on healthcare heroes who changed patient care forever. Black Medical Heroes: Yesterday and Today How many medical heroes can you name? People like nurse and hygiene…
Hospital bills that threaten to bankrupt families. Clinics struggling to keep their doors open. No matter which side of the exam table you’re on, healthcare costs are rising fast. Costs for everything from medical supplies to staff wages are on the rise—and it’s quickly adding up for hospitals and clinics around the country. In 2023…
You’re interested in a healthcare career, but you envision yourself in a management or leadership role rather than a hands-on position. While patient health remains your top priority, you know that leading a team or managing an office, department, or even an entire facility is just as vital to the overall healthcare mission. Many of…
Ever opened your bank account and thought: “How do I have another bill due already?”
You’re not alone. Financial stress affects 61% of adults ages 18 to 35, whether it’s from:
Gen Z has been through a lot—from the COVID pandemic’s economic impact to inflation and job uncertainty. That’s why smart financial planning matters more now than ever. While we can’t control what’s happening in the world, we can learn how to handle our finances with confidence.
This guide breaks down simple financial planning for Gen Z so you can save, invest, and build real financial wellness.
Ready to dive in?
Financial wellness means being in control of your money—instead of your money controlling you. Ways to practice financial wellness include:
Setting clear financial goals—even small ones—helps you stay focused and visualize what you’re working toward.
Now let’s break down a few tips that can help you get there.
Step one: Establish a budget you can stick to. The 70/20/10 rule is an easy way to categorize your finances into three sections: needs, wants, and savings. (The old 50/30/20 rule you may have heard of isn’t as realistic anymore because of rising living costs, stagnant wages, and inflation.)
How to Categorize Your Finances
| Category | Percentage | Examples |
| Needs | 70% | Rent, utilities, healthcare, groceries |
| Wants | 20% | Vacations, dining out, shopping, non-essential electronics |
| Savings | 10% | Financially preparing for buying a house or car |
Budgeting doesn’t mean you have to eliminate life’s little joys or punish yourself. When you plan it right, it actually makes life easier and less stressful (which means less spiraling for you).
Your credit score is your financial reputation. A solid score helps you get approved for apartments, car loans, future mortgages, and lower interest rates—which means less money wasted on interest fees.
Building good credit doesn’t have to be stressful. Start with these three tips:
These tiny habits add up and make your financial life much smoother over time.
One perk of Gen Z living worth celebrating is freedom from the complicated spreadsheets of previous generations. Apps like Emma, Cleo, or Rocket Money can instantly:
You get an instant snapshot of where your money is actually going, so you can fix things before they spiral out of control. Think of these apps as a money coach in your pocket.
Once you’ve tackled high-interest debt, it’s time to make your money grow. One of the smartest moves for young investors is getting into low-cost index funds. You can choose funds focused on areas like AI, renewable energy, or biotech: in-demand sectors with projected long-term growth.
You don’t need a big budget to start, either. Fifty dollars a month can easily buy fractional shares through platforms like Robinhood or M1 Finance. Over time, you’ll tap into overall market growth, stay ahead of inflation, and let compound interest steadily build your wealth.
Life can be unpredictable: sudden layoffs, broken-down cars, unexpected medical bills. Having three to six months of living expenses saved gives you much-needed breathing room when life blindsides you.
To start building your emergency fund:
An emergency fund turns those “not again!” moments into “okay, I’ve got this.”
Ever wanted to turn that photography hobby into a side hustle? Creating more than one source of income is a core part of Gen Z’s money mindset—one that boosts financial stability and speeds up wealth-building.
By earning beyond a single paycheck, you protect yourself from income ups and downs while giving your savings, debt payoff, and investments a major lift.
Some ideas for additional income streams:
The key is to start with something simple that matches your skills and interests, manage your time, and track your income—no need to hustle 24/7.
As your side projects grow, reinvesting a portion of the extra income helps you compound your earnings and build long-term financial independence.
Financial literacy isn’t something you figure out once and forget. It’s a valuable skill set, just like cooking, coding, or learning a new language. Staying knowledgeable is part of the process.
To learn more about finances, you can:
Finances don’t have to be stressful (or chaotic, depending on your situation). Planning and awareness can take you a long way. In this article, we’ve covered a few tips to enjoy financial wellness:
Strengthening your financial knowledge is one more way to improve your financial wellness, and financial education is one of the smartest investments you can make for your future self.
Whether you’re just starting out or advancing your career, The University of Texas Permian Basin’s 100% online finance programs give you the tools to understand money, build confidence, and create strong career opportunities.
Choose from three online programs:
Your financial life doesn’t have to feel confusing or overwhelming. It starts with learning. Your future is yours to shape—and we’d love to be a part of your journey.
Sources:
https://www.indeed.com/career-advice/career-development/70-20-10-model
https://www.chase.com/personal/credit-cards/education/basics/how-much-credit-utilization-is-considered-good
https://au.finance.yahoo.com/news/gen-z-money-trend-how-just-5-can-put-you-on-the-path-to-being-a-millionaire-000007665.html
Financial planning for millennials isn’t about hitting milestones on the same timeline our parents did. If that were the standard, a large percentage of us would already feel behind. Instead, it’s about understanding your money, making informed decisions, and building stability in a changing economy. If that already feels refreshing, good. Because many millennials are managing student loans, rising living costs, career…
Ever opened your bank account and thought: “How do I have another bill due already?” You’re not alone. Financial stress affects 61% of adults ages 18 to 35, whether it’s from: Gen Z has been through a lot—from the COVID pandemic’s economic impact to inflation and job uncertainty. That’s why smart financial planning matters more…
Imagine sending money across the world in seconds—without waiting for a bank transfer or filling out piles of forms. That’s the promise of cryptocurrency. Cryptocurrency is digital money that doesn’t require banks. Instead, your funds are secured by encryption and passwords only you control. When Bitcoin launched in 2009, it introduced a new way to…
Thanks to “Landman” on Paramount+, everyone’s curious about what a landman really does.
Set in modern-day West Texas, the show follows Tommy Norris (played by Billy Bob Thornton), who manages a crew of roughnecks while contending with wildcatters, cartel members, and a disgruntled ex-wife.
The real job is dynamic, rewarding, and essential to how the energy industry runs, even if it’s a little less action-packed than Hollywood suggests.
Landmen are public-facing professionals who help energy companies secure the rights to explore for oil, gas, and other minerals. Think of a landman as a go-between connecting energy companies with landowners, local communities, and government agencies.
On a day-to-day basis, landmen typically:
“Landman” is an industry term that covers a broad range of roles, including field landmen, title analysts, and land acquisition specialists. You may also see the titles “land professional” or “land agent” used in job postings. And for the record, people of any gender can hold these positions.
Most new landmen start with a bachelor’s degree, often in land management, energy management, business, or a related field. Because the Permian Basin is vital to U.S. energy production, several local universities have built programs specifically for students interested in the energy sector.
The University of Texas Permian Basin offers an in-person BBA in energy land management, preparing students in the heart of one of the world’s most productive oil regions. UTPB also offers a range of online BBA and MBA programs for anyone interested in building a strong foundation in business and energy, no matter their schedule or where they live.
Many future landmen start in support roles at energy companies or related businesses. That’s not a setback. Rather, it’s an opportunity to learn the industry from the ground up.
In these early roles, treat every day as an opportunity to learn a new part of the business. Employers, especially those in the fast-moving energy industry, are usually willing to help professionals eager to learn on the job.
Take this time to network. Use platforms like LinkedIn to build relationships with land professionals, attorneys, and energy executives. These contacts are often the ones who help you secure your first landman role. Once you’ve built some experience, you’ll be in a stronger position to seek professional certification.
After earning your degree and gaining relevant experience, you can pursue certification through the American Association of Professional Landmen (AAPL), the leading professional organization for the field. AAPL sets ethical standards, offers continuing education, and provides three levels of certification:
RL is typically the first step. It requires active AAPL membership, current landman work, sponsorship from an RPL or CPL, and successful completion of an open‑book, take‑home exam.
RPL and CPL designations demand more extensive experience, combining education and landwork into what AAPL calls “credit years.” They also involve more rigorous exams, so they’re goals to work toward as your career advances.
Real-world landwork is nothing like the high-octane drama portrayed on television. You’re never going to face cartels or watch oil rigs erupt in flames, but you will be challenged by complex negotiations, evolving regulations, and shifting market conditions.
The upside is that many landmen enjoy strong earning potential, career flexibility, and the chance to work at the center of a changing energy landscape. How far you go often depends on your work ethic, professional network, and commitment to continuing education.
Ready to get out there and start negotiating as a landman? Keep these key takeaways in mind as you chart a path to success.
If you want to stand out in oil and gas, a degree from a university rooted in the energy industry can be a powerful differentiator. UT Permian Basin is closely tied to the future of energy and offers online options designed to fit your schedule.
The University’s online Graduate Certificate in Energy Business focuses on energy accounting, finance, and law, helping students apply core business skills directly to the energy sector.
For those ready to go further, the online MBA with Certificate in Energy Business is a 36‑ to 45‑credit program accredited by the AACSB. It covers topics like primary energy production, advanced accounting, energy finance, energy law, energy commodities, and enterprise risk management.
Beyond these offerings, UT Permian Basin offers numerous online BBA and MBA programs, all of which can be completed on your schedule.
Success in oil and gas rarely comes from waiting on the sidelines. When the timing’s right, explore UT Permian Basin’s online programs and take the leap. With the right education and experience, you can build a long-term career as a land professional.
Sources:
https://www.ziprecruiter.com/career/Landman/What-Is-How-to-Become
https://www.utpb.edu/blogs/2024/11/landman-in-energy-sector
Thanks to “Landman” on Paramount+, everyone’s curious about what a landman really does. Set in modern-day West Texas, the show follows Tommy Norris (played by Billy Bob Thornton), who manages a crew of roughnecks while contending with wildcatters, cartel members, and a disgruntled ex-wife. The real job is dynamic, rewarding, and essential to how the…
Powerful turbines humming in unison across a field. Solar panels floating on the ocean, their synchronized mirrors following the sun’s path. The future of renewable energy is here, and it’s gaining momentum. In fact, renewable energy sources now generate nearly 30% of the world’s electricity—a massive leap from just 20% in 2011. Solar energy is…
In the early morning hours of April 26, 1986, reactor number four at the Chernobyl nuclear power plant exploded. As the reactor building was destroyed, over 100 radioactive elements were launched into the atmosphere. Today, Chernobyl remains frozen in time. A protective radiation shield entombs the nuclear reactor’s remains. The Ukrainian city of Pripyat lies…
When you hear the word “accountant,” who comes to mind? Someone balancing spreadsheets and filing taxes? If so, you’re on the right track. But there’s more to it.
Within the field of accounting, one credential stands apart: the Certified Public Accountant (CPA).
While both accountants and CPAs manage finances, advise clients, and ensure the accuracy of tax documents, the paths to get there—and the responsibilities that follow—can look very different. Understanding these differences can help you make a career decision that aligns with your goals, budget, and timeline.
In this article, we’ll explore:
All CPAs are accountants, but not all accountants are CPAs.
(Still with us? Don’t worry—we’ll make the differences crystal clear.)
Accountants typically hold a bachelor’s degree in accounting or finance and work with individuals or organizations to record, analyze, and report financial information. They often prepare tax returns, manage budgets, or oversee day-to-day bookkeeping.
Certified Public Accountants (CPAs), on the other hand, have additional education and licensing that qualify them for higher-level work. This credential signals a higher standard of expertise and ethics. It also grants legal authority to perform tasks that standard accountants cannot.
In short: Accountants are financial experts. CPAs are licensed professionals who can represent clients, audit companies, and verify public financial statements.
To become an accountant, most professionals earn a bachelor’s degree in accounting or a related field. From there, many gain experience in corporate finance, auditing, or tax preparation.
Becoming a CPA requires going a few steps further. Candidates must:
As of August 1, 2026, Texas will have two pathways to becoming a CPA:
If you’re researching how to become a CPA, understanding these education and licensing benchmarks is essential. While the path to CPA status requires more upfront time and effort, it often opens doors to senior positions and higher earning potential.
Both accountants and CPAs can handle financial reporting, tax preparation, and budgeting, but CPAs have special privileges that set them apart.
CPAs can:
Accountants can:
The key difference: CPAs have legal authority and public accountability. Their work is regulated by state boards, which adds a layer of trust and professional recognition. This is one reason the CPA vs. accountant salary gap continues to favor licensed CPAs.
With so many specializations in the accounting industry, choosing the right path can feel overwhelming. The best choice ultimately depends on your goals, lifestyle, and how much time and money you want to invest upfront.
Here’s a breakdown of common accounting career goals and which professional path might fit best:
| Career Goal | Recommended Path | Why It Fits |
| Working in public accounting or auditing | CPA | Required for attestation and audit services |
| Running a bookkeeping or small tax business | Accountant | Lower entry barrier and faster setup |
| Advancing to senior corporate roles | CPA | Adds credibility and promotion potential |
| Transitioning into consulting or advisory work | CPA | Broad recognition and client trust |
| Maintaining flexibility or part-time work | Accountant | Quicker start and greater autonomy |
One of the biggest questions for prospective CPAs is, “Is becoming a CPA worth it?” Ultimately, it depends on your long-term goals and how quickly you want to grow in the field.
The path to CPA licensure comes with an additional investment of time and money. Most candidates complete extra coursework beyond their bachelor’s degree, often through a master’s in accounting or a professional accountancy program.
Here’s a quick breakdown of what those costs might look like in practice:
Despite the upfront investment, the financial payoff happens quickly for most CPAs. On average, CPAs earn 15–25% more than non-CPA accountants and often see faster promotions to management-level roles.
In addition, most CPAs recover their educational investment within three to five years of licensure, especially those pursuing careers in auditing or corporate leadership.
Not quite ready for CPA licensure? Starting as a non-CPA accountant can also be a smart move. You’ll:
In accounting, there are many paths to success. In some settings, however, having a CPA license isn’t optional.
A CPA credential is essential for:
It’s helpful (but not required) for:
It’s optional for:
The takeaway: Credentials matter most in regulated environments or roles that involve public accountability. In private or specialized niches, experience and technical skills can carry equal weight.
While licensing remains valuable, technology and strategy are quickly reshaping the future of accounting.
Modern accountants are expected to use cloud-based tools, automate data collection, and interpret financial insights that drive smarter business decisions. In addition, a new set of tech-savvy skills is becoming increasingly essential, including:
Tomorrow’s most successful accountants will blend financial expertise (the knowledge) with innovation and adaptability (the skills).
Both accountants and CPAs play crucial roles in today’s financial ecosystem. The best path for you depends on your goals, your timeline, and how far you want to grow in the profession.
If you’re just starting your accounting journey, check out UT Permian Basin’s online BBA in accounting. It provides a strong foundation in financial principles, business strategy, and analytical skills, preparing you for entry-level roles or for future graduate study.
If you’re ready to deepen your expertise and qualify for the CPA exam, UTPB’s online AACSB-accredited Master of Professional Accountancy program can help you take the next step. It’s designed to open doors to senior-level opportunities in accounting and finance. This flexible, cost-effective program helps you meet CPA exam requirements and advance your career — on your schedule and from wherever you are.
In accounting (and life), the best decisions start with knowing your options. Chat with an advisor to find the right path for you.
When you hear the word “accountant,” who comes to mind? Someone balancing spreadsheets and filing taxes? If so, you’re on the right track. But there’s more to it. Within the field of accounting, one credential stands apart: the Certified Public Accountant (CPA). While both accountants and CPAs manage finances, advise clients, and ensure the accuracy…
Picture this: You’re a junior accountant, and your manager asks you to tweak a report to make the numbers look better. The request sounds harmless enough—just a small tweak—but you know it’s not above board. Now you’re stuck. Do you follow orders and risk crossing an ethical line, or do you push back and risk…
You’ve always been an analytical thinker. A problem solver. Maybe a math whiz, too. There’s a career that matches your strengths. Certified Public Accountants—or CPAs—excel in these qualities. Let’s explore why a CPA is no ordinary accountant and what it takes to become one. Want to Be a CPA? Here’s What You Need to Know …
Picture this: You’re a junior accountant, and your manager asks you to tweak a report to make the numbers look better. The request sounds harmless enough—just a small tweak—but you know it’s not above board.
Now you’re stuck. Do you follow orders and risk crossing an ethical line, or do you push back and risk your job? What would be the ethical way to handle this?
Scenarios like this aren’t just classroom hypotheticals. They’re part of the real challenges accountants face every day. That’s why it’s worth exploring:
Integrity in accounting isn’t just about knowing how to balance the books; it’s about learning how to balance your judgment to make the most ethical decision.
Professional organizations like the International Federation of Accountants (IFAC) and the American Institute of CPAs (AICPA) outline five fundamental principles that guide ethical decision-making:
These principles are more than theory. They’re the moral compass for anyone working in accounting.
Ethical issues in accounting don’t always announce themselves with flashing lights. They often show up in subtle ways, where the “right” decision isn’t immediately clear.
Let’s look at three examples, adapted from professional training case studies.
An accountant is asked to reclassify expenses as assets to make the company’s financial performance look stronger. At first glance, this might seem like creative accounting. In reality, it’s misleading reporting.
Ethical takeaway: Upholding integrity and objectivity means refusing to distort financial information, even if it keeps management happy.
While reviewing accounts, an accountant uncovers evidence of misused public funds. Reporting it could protect taxpayers, but it also means breaking confidentiality rules.
Ethical takeaway: Accountants must weigh the duty of confidentiality against the obligation to act in the public interest. In some cases, whistleblowing is not only ethical but necessary.
An accountant is asked to evaluate supplier bids for a government contract. One of the bidders happens to be a relative’s company. Even if the accountant stays neutral, the perception of bias can undermine trust.
Ethical takeaway: Disclosing the conflict and stepping aside is the only way to preserve objectivity.
These examples may be hypothetical, but they mirror real challenges accountants face worldwide.
In addition to the scenarios above, accountants also face these types of dilemmas:
If you think this sounds like the plot of a Netflix drama, you’re not wrong — but there may be fewer car chases and more questionable spreadsheets.
So how can accountants—and students preparing to enter the field—stay on the right side of these challenges? Here are some tried-and-true best practices:
Following these practices doesn’t just protect your career. It also builds the kind of trust that keeps clients, employers, and the public confident in the profession.
Ethical dilemmas in accounting aren’t going away. If anything, the digital age (with its data privacy issues, cybersecurity risks, and remote work dynamics) has made them more complex than ever. But with the right principles and practices, accountants can navigate them with confidence.
If you’re curious about more than just crunching numbers, UTPB’s online BBA and MBA in accounting programs go beyond balance sheets to tackle real-world ethical challenges. You’ll:
And because the programs are flexible and online, you can learn on your schedule—whether that’s after work, during your lunch break, or while sipping cold brew at your favorite coffee shop.
Want to see how ethics and accounting actually play out in real life? Grab the info you need:
When you hear the word “accountant,” who comes to mind? Someone balancing spreadsheets and filing taxes? If so, you’re on the right track. But there’s more to it. Within the field of accounting, one credential stands apart: the Certified Public Accountant (CPA). While both accountants and CPAs manage finances, advise clients, and ensure the accuracy…
Picture this: You’re a junior accountant, and your manager asks you to tweak a report to make the numbers look better. The request sounds harmless enough—just a small tweak—but you know it’s not above board. Now you’re stuck. Do you follow orders and risk crossing an ethical line, or do you push back and risk…
You’ve always been an analytical thinker. A problem solver. Maybe a math whiz, too. There’s a career that matches your strengths. Certified Public Accountants—or CPAs—excel in these qualities. Let’s explore why a CPA is no ordinary accountant and what it takes to become one. Want to Be a CPA? Here’s What You Need to Know …
Video calls. Robot vacuums. Voice assistants. Thirty years ago, we only saw this technology in cinema or on TV. Today, they’re billion-dollar industries.
Many of the technologies now reshaping how we live and work first appeared in movies or on TV. While most viewers were happy to lose themselves in the narrative, an enterprising few may have seen those fictional gadgets and thought, “I could build that.”
The driving force? Vision and business smarts. These innovators simplified our lives while building rewarding careers and thriving brands.
Let’s check out some fiction-to-fact technology success stories—and see how you could help shape the next big thing.
Even when they only exist on the screen, technologies can spark real-world business innovation. Consider these global successes:
The first video call? “Metropolis,” from 1927. In this silent film, two men chatted by phone while watching each other on screens—in an era where no one even owned a TV.
Today, apps like Zoom, FaceTime, and WhatsApp connect people across the world by voice and video.
Zoom’s IPO arrived at the right time: just before COVID-19. Business skyrocketed. It’s free, right? Plan upgrades, hardware, and add-on features keep it profitable. Its latest revenue figures? $4.75 billion for the fiscal year ending July 2024.
Robot vacuums first popped up in the 1960s TV cartoon “The Jetsons.”
Robot vacuums hit store shelves in 1996 but didn’t really catch on until Roomba’s 2002 debut. Sales have surged every year since.
The 2025 robot vacuum market is expected to reach anywhere from $11 billion to more than $16 billion by year’s end.
The 1960s “Star Trek” TV series showed us mobile “communicators” that looked a lot like 1990s flip phones. And the communications officer took calls through a device that probably inspired Bluetooth earpieces.
Compact cell phones were introduced around 1989. Smaller, colorful flip phones came later.
And today? We don’t need to tell you how lucrative the smartphone market has become—you’re probably reading this article on one right now. As of 2025, the global mobile phone market is set to top $485 billion.
“2001: A Space Odyssey” (from 1968) may show the first touchscreen technology in cinema: a video tablet.
Touchscreens were in development in the 1960s, around the same time as the film. It was 2007’s record-setting touchscreen iPhone launch, however, that helped sales of touchscreen products skyrocket:
The 2013 film “Her” showed a man’s obsession with a device barely bigger than a credit card. Programmed with a natural-sounding female voice, the assistant could learn and create—even write music. Gradually, it became his “companion.”
The film came out shortly after Siri, the first modern voice assistant. Voice-enabled chatbots and robots are now performing an increasing number of tasks and providing companionship for some, including older adults.
The global voice assistant market could reach $15 billion by 2033.
A VR headset immerses you in a digital world you can explore and interact with. “The Lawnmower Man” gave us a scary glimpse back in 1992. In the movie, a scientist tried to boost a man’s brain power with drugs and VR-based training. The subject became superintelligent—and homicidal.
A VR technology in cinema trend followed. The theme appeared throughout 1990s films, including:
Consumer VR headsets launched in 2016 and are changing how we play games and watch movies. But entertainment is just one of VR’s applications, which also include:
The global VR market could reach $193 billion by 2030.
A chilling tale of AI gone rogue, the film “Demon Seed” showed a surprisingly accurate smart home—in 1977. The house featured automated, voice-controlled appliances, lighting, and security features throughout. (Even a doorbell camera.)
Smart home technology was developed in the 1960s. But “Demon Seed”-level smart homes? That technology wouldn’t arrive until the 2010s.
The 2024 U.S. smart home market reached $28.3 billion.
Ever hailed a Johnny Cab? (True, most people prefer “rideshare” now.) The 1990 movie “Total Recall” gave us Johnny Cab, with a chatty, human-like—but robotic—driver.
We can’t buy fully-autonomous cars … yet. But some semi-autonomous models are available, as well as driverless taxis. And some consumers are getting to test-ride personal autonomous vehicles, which may be parked in our driveways soon.
The 2024 global market for self-driving cars? $1.7 trillion!
Flying cars? Well, they aren’t here yet. But autonomous car technology shows promise for flying ones, too! Maybe you’ll be part of that future business boom?
Do screen stories inspire real-life technology, or is it the other way around?
Filming on “2001: A Space Odyssey” began shortly after touchscreens were developed. (Probably not a coincidence.) But on-screen depictions of compact, ergonomic flip phones and Bluetooth earpieces were clearly echoed in consumer product designs from later decades.
These products met a need we didn’t know we had. It took futuristic stories for us to realize it.
Business visionaries understand that consumers crave innovative gear. And once they get it, they can’t live without it. Is it also well-designed? Does it solve a real problem? Those combined elements can be a springboard to success.
There’s a huge opportunity for ambitious business leaders inspired by technology in cinema or TV—or who see untapped markets.
The entrepreneurs who brought movie tech to life had big ideas and knew how to execute them. They understood consumer behavior, identified market gaps, and built strategies to turn prototypes into products people actually buy.
Whether you’re inspired by technologies you’ve seen on screen or you’ve spotted an untapped market, you’ll need the same skills those innovators used: marketing principles, strategic management, and the ability to weigh market potential.
The University of Texas Permian Basin’s online business programs can help you build that foundation:
Develop essential skills with courses covering:
Ready to turn ideas into reality? Start your UTPB application now.
Sources:
https://screenrant.com/tech-inventions-movies-predicted
https://now.northropgrumman.com/4-examples-of-sci-fi-technology-predicted-by-media
https://www.cnn.com/2019/04/18/tech/zoom-ipo-video-conference
https://medium.com/@shazaibdanish4/the-history-and-future-of-smart-homes-from-sci-fi-dreams-to-reality-fe4cba633eb1
Video calls. Robot vacuums. Voice assistants. Thirty years ago, we only saw this technology in cinema or on TV. Today, they’re billion-dollar industries. Many of the technologies now reshaping how we live and work first appeared in movies or on TV. While most viewers were happy to lose themselves in the narrative, an enterprising few…
Forget everything you think you know about management roles, like the idea that for the rest of your life, you’ll be chained to a desk under a ceiling of fluorescent lights. That’s not what management looks like—or at least, it doesn’t have to be. A business management degree doesn’t condemn you to a cubicle; it…
“It’s a beautiful summer day …” your star employee says as they stare longingly out the window. And chances are, they’re not the only one. Summer tests even the strongest teams. As the dog days hit, bloggers and journalists love citing a 2012 survey claiming that productivity drops a massive 20% during the summer. But…